Commercial business insurance
Gerard Faulkner Financial Services can tailor an insurance solution for your business. We have a range of products from business interruption, public liability, property liability, machinery breakdown, theft, glass and even cyber insurance. We understand cash flow is important, so most of our business pack insurance covers are also available on a pay-by-the-month basis, at no extra cost.
Trades and builders insurance
If you build things or fix things, innovate or renovate, we’ve got your back. Talk to us about insurance tailored for tradespeople and builders – we have a wide range of construction and trades clients, and can provide solutions scaled to the sparky, carpenter or plumber around the corner to a major building site with heavy earth movers. Let us make your insurance easier for you!
Retail and hospitality insurance
Retail businesses have their own unique sets of risks. We provide service to the local pub, franchise clothing shop, corner cafe and more. You’re an expert in running your shop – we’re an expert in insuring them. Let us review your current cover and provide a free, no-obligation quotation – even if it’s just to give you peace of mind that you have a good solution at a reasonable price.
Livestock insurance
We’re proud to provide insurance solutions for livestock and agriculture affiliated industries, such as supply chain, transport and manufacturing. Our farm covers range from basic through to premium protection, offering flexibility in things like the types of vehicles and cover you can choose. We specialise in giving stud stock producers and buyers the best possible insurance service. Our livestock insurance provides you all-in-one cover for your entire stud stock, including stud cattle, rams and ewes, goats, and alpacas. You can also insure many other types of stud stock – just ask. Your livestock will be automatically covered and insured for an agreed upon value right from sale.
Crop insurance
Crop insurance policies are not all the same. Our solutions offer maximum cover for Australian farms of all types. Our crop policies provide cover against major perils such as hail and fire, as well as damage resulting from chemical overspray or straying livestock. It covers your harvested crop both on your farm and in transit. When it comes to broken farm machinery, fixing it is expensive enough without the cost of getting it to the repairer! Downtime can seriously impact your crop harvest and business margins. Our farm motor insurance covers transport to the repairer and the repair costs. Whether your farm is your profession or your hobby, we can help protect it.
Domestic insurance
We do more than just look after business clients. Talk to us today about your domestic insurance needs for your car, house, contents, motorcycle, caravan, boat, travel and also landlords’ insurance. Your domestic insurance is too important to choose based on price alone. The value of advice is that we can help guide you through insurance jargon to understand your unique needs, such as accidental damage (hello to anyone with creative, hands on children!) We can help you make sure you get the right cover at a reasonable price. And should the worst happen and you need to make a claim, we’re here to help. You’re not just a number to us, we will be here every step of the way.
General insurance: Authorised representative of SMS Insurance Pty Ltd ATF SMS Unit Trust | AFSL No: 425573 | ABN: 32 361 928 456 | FSG